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Oceanside's Trusted Medicare & Covered California Insurance Broker

At FH Insurance Services, we make health and Medicare insurance simple—so you can make confident, informed choices. Based in Oceanside, CA, we proudly serve clients across all of California.

What We Specialize In

At FH Insurance Services, we offer a wide range of insurance solutions designed to fit your life stage, health needs, and financial goals. Whether you're exploring coverage for the first time or looking to improve your current plan, we’ve got you covered.

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Medicare Advantage & Supplement Plans

We simplify the process of choosing between Medicare Advantage and Supplement (Medigap) plans, ensuring you get the coverage that best fits your healthcare needs and budget.

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Covered California & Private Health Insurance

Whether you're applying through Covered California or exploring private insurance options, we’ll help you find affordable, quality coverage tailored to your situation.

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Life Insurance & Final Expense Coverage

Protect your loved ones with life insurance and final expense plans designed to offer peace of mind and financial security for the future.

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What We Help With

 Understanding Medicare Parts A, B, C & D

 Medicare Advantage or Medigap Plans

 Enrolling in Covered California or Private Insurance

 Life Insurance & Final Expense Planning

 Reviewing and Comparing Plan Benefits

 Annual Coverage Reviews and Updates

Let’s Get You Covered — Stress-Free

Choosing the right plan doesn’t have to be overwhelming. Whether you're comparing Medicare plans or exploring health insurance options for your family, we’ll help you make the right choice with clarity and confidence.

Get the coverage you deserve—without the hassle.

Get a quote

What can I help you with? No cost, no obligation. Hablamos español.

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Why FH Insurance Services?

We’re more than just insurance agents—we’re your personal insurance advisors. Here’s what sets us apart:

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Expert Guidance You Can Trust

We take time to understand your unique situation, explain your options clearly, and ensure you feel confident in your choices.

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Tailored Coverage for Your Needs

No cookie-cutter plans—just customized insurance solutions that fit your healthcare needs and your budget.

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Access to Multiple Carriers

We’re not tied to one provider, which means we can compare plans across multiple carriers to find the best value and coverage for you.

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No-Cost Consultations & Services

Our help comes at no cost to you. You get expert advice and personalized service—for free.

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We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Currently I represent 6 organizations which offer 40 products in your area. Please contact Medicare.gov or 1-800-MEDICARE, or your local State Health Insurance Program (SHIP) to get information on all of your options.

PRIVACY POLICY 

Get In Touch

You can text FH Insurance Services at 760-349-0808to get information about our services. By texting us, you agree to receive TCR form (Conversational, Marketing, or Mixed) messages from FH Insurance Services. Reply STOP to opt-out; Reply HELP for support; Message & data rates may apply; Messaging frequency may vary. Visit Privacy Policy to see our Privacy Policy.

©2025 by FH Insurance Services

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